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    Banana Chocolate Chip Muffins (Tall, Bakery-Style)

    By Julia | Updated: Oct 31, 2025 | Published: Oct 31, 2025 | 8 Comments

    197 shares
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    This post may contain affiliate links. Read my disclosure policy.

    Looking for bakery-style banana chocolate chip muffins with tall domes and a soft, super-moist texture? These fluffy muffins are made with Greek yogurt and ripe bananas, packed with semisweet chocolate chips-perfect for breakfast, snacks, or dessert.

    Banana Chocolate Chip Muffins.

     

    Why You'll Love These Muffins (Recipe Highlights)

    • Bakery-Style Tall Muffins: I start baking the muffins hot at 425°F for 10 minutes, then drop to 350°F so the muffins spring high and get that restaurant-quality, golden cap-no specialty pans needed. They freeze beautifully, too!
    • Greek Yogurt Makes All the Difference: I use plain Greek yogurt + neutral oil for extra moisture and a subtle tang. It's a secret ingredient that keeps these muffins tender without feeling heavy - just like my Blueberry Greek Yogurt Cake and Pear Almond Cake.
    • I use a LOT of Chocolate: I'm not shy with the chocolate chips in this one. There's a cup in the batter, and I also showered a few extra on top for good measure right out of the oven-because more chocolate is always better. My husband and I would usuallly split one banana chocolate chip muffin for a light after-dinner dessert. They are also perfect for back-to-school routines, holiday brunches, or anytime you crave a homemade chocolate treat like my Flourless Chocolate Cake or Chocolate Pear Cake.
    • Perfect for Using Up Overripe Bananas: I always seem to find a few too-brown bananas at the end of the week. This recipe uses three or four (1½ cups mashed ripe banana), making it ideal for reducing food waste and baking something delicious. If you don't like chocolate but do have overripe bananas, you can make my Strawberry Banana Bread Muffins or super popular Walnut Banana Bread instead.
    • Chill the Dough for Extra Height (Optional): I tested chilling the batter; a brief rest thickens it so the muffins rise taller. It's perfect if you want a "show-off" dome for entertaining or brunch.
    A Banana Chocolate Chip Muffin sliced in half revealing melted chocolate chips.
    Banana Chocolate Chip Muffins on a rack.

    You'll Need These Ingredients:

    This photo shows all the ingredients (labeled) required for Banana Chocolate Chip Muffins.

    How To Make Banana Chocolate Chip Muffins (Step-By-Step Photos)

    You'll find the complete recipe (with the ingredients amounts + directions) by jumping directly to the recipe card below- but here's a brief overview (with helpful process shots and success tips) of what you can expect when you make these delicious muffins:

    • Prepare: Preheat the oven to 425°F. Line a 12-cup muffin pan or generously grease it.
    • Mix dry ingredients: In a large bowl, whisk together the flour, both sugars, baking powder, baking soda, and salt.
    Whisking together the flour, both sugars, baking powder, baking soda, and salt in a large bowl.
    • Stir in the chocolate chips to the dry ingredients.
    Stirring in the chocolate chips to the dry ingredients.
    • Mix wet ingredients: In a separate bowl, whisk the mashed bananas with the oil, eggs, vanilla, and Greek yogurt until smooth.
    • Fold the wet mixture into the dry just until combined-expect a thick, slightly lumpy batter. (Optional: cover and chill for 30 minutes or overnight for taller, softer muffins.)
    Whisking the mashed bananas with the oil, eggs, vanilla, and Greek yogurt until smooth in a separate bowl; then folding the wet mixture into the dry just until combined.
    • Fill the muffin cups to the very top.
    • Bake at 425°F for 10 minutes, then-without opening the oven-reduce to 350°F and bake 10-15 minutes more, until risen and golden and a toothpick comes out clean.
    • Sprinkle a few extra chocolate chips on top right out of the oven.
    • Cool in the pan for 5 minutes, then transfer to a wire rack.
    Filling the muffins cups (with liners) to the very top; then baking until golden.

    How We Tested This Recipe

    • Chocolate Chips Amount: We tested this recipe with 1½ cups of chips but found 1 cup gave a better balance between banana flavour and chocolate. Feel free to use milk, dark, or mixed chocolate chips-just don't exceed 1½ cups total.
    • Muffin Pan Liners: We did test to bake these muffins without liners in a well-greased muffin pan. If baking without liners, make sure your pan is very well greased. If using liners, they may stick slightly when the muffins are still warm (but who can wait?). They peel off more cleanly once the muffins are fully cooled or chilled.
    • Simple Swaps: You can substitute dark brown sugar with the same amount of light brown sugar. I've baked these banana chocolate chip muffins with both Greek yogurt and sour cream-with equally great results!
    Banana Chocolate Chip Muffins - in a muffin pan.

    Tips for Success

    • Mix by hand: You can make the whole recipe with a whisk and spatula-no mixer needed and less washing up (also helps prevent overmixing).
    • Use very ripe bananas: Look for bananas with heavily speckled or black skins. The riper they are, the sweeter and more flavorful your muffins will be. 
    • Coat chips in flour first: Adding the chocolate chips to the dry mix helps coat them in flour, which suspends them in the batter for more even distribution. 
    • Don't overmix your batter: This is key for a tall, domed muffin. 
    • Chilling the batter improves the muffin height, texture, and flavor. It is optional, but even 30 minutes will make a difference.
    • Fill each muffin cup to the brim for that signature domed muffin look. If your batter doesn't stretch to all 12 cups, under fill a couple and fill the rest completely. You'll get better results than spreading the batter thinly across all.
    • Hot start, then lower: Starting at 425°F gives the muffins an initial blast of heat to rise quickly. Lowering the temp to 350°F ensures they bake evenly without over browning.
    Banana Chocolate Chip Muffins on a wooden cutting board.

    More Muffins Recipes To Try

    • Pumpkin Cream Cheese Muffins
    • Strawberry Banana Bread Muffins
    • Mixed Berry Greek Yogurt Muffins
    • Breakfast Egg Muffins
    Banana Chocolate Chip Muffins on a rack.
    Banana Chocolate Chip Muffins.
    5 from 3 votes

    Banana Chocolate Chip Muffins (Tall, Bakery-Style)

    These tall, bakery-style muffins are packed with chocolate chips and full of banana flavor. With domed golden tops and pockets of melted chocolate chips in every bite. The ripe bananas bring natural sweetness and a tender crumb, while the Greek yogurt adds a slight tang and rich texture. They're packed with flavour, easy to make, and totally satisfying, whether fresh from the oven or straight from the fridge the next day. Perfect for breakfast meal prep, kids' snacks, and casual entertaining (serve warm with coffee).
    Print Recipe Pin Recipe Save RecipeSaved!
    Prep Time 20 minutes mins
    Cook Time 20 minutes mins
    Total Time 40 minutes mins
    Course Breakfast, Dessert
    Cuisine American
    Servings 12 muffins
    Calories per serving 287 kcal
    Author: Julia

    Ingredients

    • 1 ¾ cups all purpose flour
    • ¼ cup dark brown sugar
    • ½ cup granulated sugar
    • 2 teaspoons baking powder
    • ½ teaspoon baking soda
    • ½ teaspoon salt
    • 1 cup semisweet chocolate chips plus extra for topping
    • 1 ½ cups mashed ripe banana about 3-4 bananas
    • ¼ cup neutral oil such as vegetable, canola
    • 2 large eggs at room temperature
    • 1 teaspoon vanilla extract
    • ½ cup plain Greek yogurt
    US Customary - Metric
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    Instructions 

    • Preheat your oven to 425°F. Line a muffin pan with 12 paper liners or generously grease the muffin cups with nonstick spray.
    • In a large mixing bowl, add the flour, dark brown sugar, granulated sugar, baking powder, baking soda, and salt. Whisk together until well combined.
    • Add the chocolate chips and stir them in. Set aside.
    • In a medium bowl, add the mashed bananas, oil, eggs, vanilla extract and Greek yogurt. Whisk until very smooth.
    • Pour the wet ingredients into the dry ingredients then fold together very gently using a spatula or spoon until just combined. Do not over mix. The batter will be thick and look lumpy, which is perfect.
    • Optional step: cover and chill the batter for 30 minutes (or overnight). On testing we found chilling thickened the batter and helped the muffins rise taller with improved texture.
    • When you're ready to bake fill the muffin cups to the very top. You should be able to fill all 12 cups (see notes).
    • Bake at 425ºF for 10 minutes, then reduce the temperature to 350ºF (but do not open the oven door) and bake for a further 10-15 minutes or until the muffins are risen and golden brown. A toothpick inserted into the center will come out clean.
    • As soon as you remove the muffins from the oven, scatter over a few extra chocolate chips. Leave the muffins to cool in the pan for 5 minutes then transfer them to a wire rack to cool.

    Notes

    • Reserve extra chips for the top: I press a few chocolate chips onto hot muffins right out of the oven-picture-perfect and extra chocolate on every bite.
    • Bake in the center rack for even browning; rotating only if your oven has hot spots (but not until the last 3-4 minutes).
    • Don't overmix! Fold the batter just until no flour patches remain. Overmixing creates tough muffins-lumps are good!
    • Use very ripe bananas: I go for bananas with lots of freckles-sweeter, softer, and they mash smoother for an authentic banana-bread flavor.
    • Measure bananas by volume: Use measuring cups for mashed banana, not just "number of bananas," since sizes vary.
    • Room temp ingredients: Start with room temperature eggs and yogurt for a smoother batter and better rise.
    • Chill the batter: If time allows, cover and chill for 30 minutes (or overnight). I noticed this really helps the muffins rise sky-high.

    Storage & Freezing Tips

    • Store muffins at room temperature in an airtight container for up to 3 days.
    • Refrigerate them for up to 5 days.
    • These muffins freeze beautifully. Wrap each one individually and freeze for up to 2 months.
    • Defrost at room temperature or pop in the microwave for 30 seconds for that just-baked feel.

    Frequently Asked Questions

    1. Can I make these muffins dairy-free? Yes! Use your favorite dairy-free yogurt (like coconut or almond) and dairy-free chocolate chips. The texture is still fantastic.
    2. Can I use whole wheat flour? Absolutely! I swap up to half the all-purpose flour with white whole wheat. It gives the muffins a nuttier flavor and a bit more fiber, but keeping some all-purpose flour helps them stay light.
    3. Why start the oven at a high temperature? This little trick helps the muffins rise fast and tall with domed tops. The initial heat at 425°F creates rapid steam and oven spring for that bakery-style dome. After 10 minutes, dropping to 350°F finishes the bake without drying, creating a perfect crumb for the banana chocolate chip muffins. Don't open the oven at the switch. 
    4. My muffins sank-what happened? Usually underbaking or too much leavening. Bake until a toothpick has only a few moist crumbs. Also, measure flour correctly (spoon/level) and avoid overmixing.
    5. Can I reduce the sugar? You can cut total sugar by 2-4 tablespoons; texture stays good thanks to banana/yogurt. Flavor will be less sweet-add a few extra chips on top to compensate.

    Nutrition

    Nutrition Information
    Banana Chocolate Chip Muffins (Tall, Bakery-Style)
    Amount per Serving
    Calories
    287
    % Daily Value*
    Fat
     
    12
    g
    18
    %
    Saturated Fat
     
    4
    g
    25
    %
    Trans Fat
     
    0.03
    g
    Polyunsaturated Fat
     
    2
    g
    Monounsaturated Fat
     
    5
    g
    Cholesterol
     
    32
    mg
    11
    %
    Sodium
     
    232
    mg
    10
    %
    Potassium
     
    235
    mg
    7
    %
    Carbohydrates
     
    42
    g
    14
    %
    Fiber
     
    2
    g
    8
    %
    Sugar
     
    22
    g
    24
    %
    Protein
     
    5
    g
    10
    %
    Vitamin A
     
    71
    IU
    1
    %
    Vitamin C
     
    2
    mg
    2
    %
    Calcium
     
    71
    mg
    7
    %
    Iron
     
    2
    mg
    11
    %
    * Percent Daily Values are based on a 2000 calorie diet.

    Nutrition Disclaimer:

    The nutritional information on this website is only an estimate and is provided for convenience and as a courtesy only. The accuracy of the nutritional information for any recipe on this site is not guaranteed. It should not be used as a substitute for a professional nutritionist's advice.

    Keyword Banana Chocolate Chip Muffins
    Banana Chocolate Chip Muffins on a rack.
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      Recipe Rating




    1. Heidi Creighton

      November 02, 2025 at 7:54 pm

      In the oven right now, the kitchen smells so good! The muffins are getting big just like in your photos. My kids would go crazy for these, I can already see them packed in their school lunch bags all week, lol

      Reply
      • Julia

        November 06, 2025 at 4:07 pm

        Hi Heidi! So happy they’re puffing up just like the pics!! Your kids are gonna be obsessed—these muffins are lunchbox MVP's for sure!! 🙂

        Reply
    2. Katie

      November 02, 2025 at 4:30 pm

      I added cinnamon and used 70% chocolate chunks instead of half of the chips just because we like darker chocolate in our house. I did remember to turn my oven down to 350 F because I saw them browning too quickly, so next time I'll use a timer so I don't forget. Delicious muffins, will 100% make them again!

      Reply
      • Julia

        November 06, 2025 at 4:15 pm

        Thank you so much for the wonderful feedback, Katie. I appreciate you sharing your experience with this recipe, I think many will find this helpful. 🙂

        Reply
    3. Doreen Rogge

      November 02, 2025 at 9:46 am

      These are good with some added chopped up maraschino cherries. Also if you freeze while warm they retain the moisture when thawed

      Reply
      • Julia

        November 06, 2025 at 4:28 pm

        I would've never thought to add chopped up maraschino cherries - thank for sharing that, Doreen! 🙂

        Reply
    4. Cathy MacLaughlin

      November 02, 2025 at 7:58 am

      Do you have a great recipe for Massaman curry chicken? I enjoy getting your recipes!

      Reply
      • Julia

        November 06, 2025 at 4:29 pm

        Cathy, I do not have that recipe but I do have an amazing Thai chicken curry recipe coming soo to my site! 🙂

        Reply

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    Julia is the author of JuliasAlbum.com (a food blog focused on easy dinner recipes, pasta dishes, salads made with seasonal ingredients). In this photo, Julia is pictured wearing a yellow sweater against an Autumn background.

    Hi, I'm Julia!

    I am a full-time food blogger living in beautiful Colorado. I focus primarily on savory recipes (protein-based & fiber-rich main dishes, pasta, salads) using fresh & seasonal ingredients. A food blogger since 2012, I help home cooks create well-balanced and visually appealing dinners (many of which are 30-minute ONE-PAN meals). Find out more about me and my cooking philosophy. 

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